MyLegacyPlans.org
Life Insurance Made Simple
for Seniors & Families
Compare coverage from multiple insurance companies with one licensed independent broker who stays available before, during, and after the policy is issued.
Prefer to talk now? Call (210) 818-5470
Know Exactly Who You're Working With
Verify Christian Before You Share Anything
Before you share private information, you should know exactly who you're working with. Christian is a licensed independent insurance broker, and his credentials can be independently verified.
Why Having the Right Agent Matters
Buying the Policy Is Only the Beginning
Your family shouldn't have to figure everything out alone.
A Real Person to Call
Your family knows who helped set up the coverage and who to contact for guidance.
Help Finding Policy Information
Assist the family in identifying the carrier, policy information, and next steps.
Claims Process Guidance
Help explain what documents may be required and how to begin the carrier's claim process.
Follow-Up Support
Help the family stay organized and know which carrier department to contact.
No Starting From Scratch
Your beneficiary doesn't have to figure everything out alone during an already difficult time.
A policy protects your family. The right agent helps your family know how to use it.
Claim approval and payment timing are determined by the insurance carrier. Christian helps your family understand where to start — he does not control claim decisions.
Why Families Choose Christian
A Broker Who Works for You, Not the Company
Independent Broker
Not tied to one company — works for you.
Compares Multiple Companies
Reviews options from several insurance companies side by side.
Plain-English Explanations
Explains your options in simple, clear language.
Helps Seniors Apply
Guides you through the application step by step.
Available After the Sale
Stays reachable after the policy is issued.
Works With Families
Helps beneficiaries and family members when appropriate.
Phone, Video & Remote
Flexible appointment options that fit your needs.
Senior Education
Things Every Family Should Know About Life Insurance
Medicare generally does not pay for routine funeral expenses.
Final expense and burial costs are typically handled by your family or a life insurance policy — not Medicare.
Your beneficiary should know where your policy information is.
Make sure the person you choose knows the carrier, your policy number, and how to reach your agent.
Not every policy starts the same way.
Some policies may offer immediate benefits, while others may have limited or graded periods depending on the product and your eligibility.
Cash value usually is not added on top of the death benefit.
Policy details vary — review how cash value and the death benefit work together before you decide.
Never cancel an existing policy before a replacement is approved and active.
A gap in coverage can leave your family unprotected. Wait until a new policy is in force first.
The cheapest policy is not always the best value.
Compare coverage amount, premium guarantees, waiting periods, policy duration, and included benefits — not just price.
Senior Life Hack
Make sure your beneficiary knows:
- •Your insurance company
- •Where the policy information is kept
- •Your policy number
- •Your agent's contact information
- •Who to call if the policy is ever needed
Taking a photo of your policy information and safely sharing it with your beneficiary can make things much easier later. Keep it private — don't post sensitive details publicly.
Community
Education. Service. Community.
Christian believes families should understand what they're buying before they ever sign an application.
Community and service moments are shared as personal background — not as an endorsement of any affiliation.
Learn Before You Buy
Short Videos to Help You Understand
Why does a life insurance application ask for my Social Security number?
Video coming soon
Whole Life vs. Term Life
Video coming soon
What does immediate coverage mean?
Video coming soon
What happens when a life insurance claim is filed?
Video coming soon
How do beneficiaries receive life insurance money?
Video coming soon
How to verify your insurance agent
Video coming soon
Another Way to Verify
See Christian on Social Media
Another simple way to confirm you're working with a real, active professional.
How It Works
A Simple 4-Step Process
Tell Me What You Want to Protect
Family, funeral costs, spouse, children, or legacy.
We Review Your Health & Budget
Determine which options may realistically fit.
Compare Your Coverage Options
Review appropriate coverage amounts and companies.
Complete the Application
Christian helps guide you through the carrier application and explains what happens next.
No pressure. No need to call company after company yourself.
Before You Share Anything
Why Insurance Companies Ask for Personal Information
Social Security Number
May be required by the insurance company to verify identity and process the application or underwriting.
Bank Information
Used to set up the premium payment method you authorize.
Date of Birth
Used to determine eligibility and pricing.
Beneficiary Information
Identifies who should receive the policy proceeds.
Christian will explain why information is being requested before moving forward. Please do not send Social Security numbers or banking details by text or email — only during a private conversation.
Coverage Options
Coverage Designed Around Your Family, Health, and Budget
Final Expense / Whole Life
Designed to help cover funeral costs, final bills, and leave something behind. Premiums typically stay level and coverage generally does not expire as long as premiums are paid.
Term Life
Coverage for a set period of years. May fit families looking for larger coverage amounts during key years.
Permanent Life
Lifetime coverage that may build cash value over time. Details vary by policy and carrier — review the specifics before you decide.
Accidental Protection
Separate coverage for accidental loss — not a substitute for all-cause life insurance. Available where appropriate.
Benefits and availability may vary depending on policy, carrier, state, age, health, and eligibility.
Our Partners
Top-Rated Insurance Companies
Availability varies by state and eligibility. Representing top-rated insurance companies through Frontline Financial.
Real Stories
What Families Are Saying
"Christian took the time to explain everything in a way I could understand. He found me a plan I could afford, and I finally have peace of mind knowing my family is protected."
Maria G.
Texas
"As a fellow veteran, I trusted Christian from the start. He shopped around and got me better coverage at a lower price than what I had. Highly recommend him."
Robert J.
Georgia
"We were overwhelmed trying to figure out insurance on our own. Christian made it simple. One phone call and he handled everything. We couldn't be happier."
The Hendersons
Florida
"I was worried no one would insure me because of my health. Christian found a guaranteed acceptance plan within my budget. He truly cares about his clients."
Linda T.
California
About Christian
From Military Service to Serving Families
After serving in the U.S. Army, Christian continued that service by helping families understand life insurance and build protection around the people they care about most.
Today, he works as an independent insurance broker, comparing options from multiple companies based on health, budget, and family needs — and staying available after the policy is issued.
Take the Next Step
Protect Your Family With a Plan You Actually Understand
No obligation and no pressure. Just a friendly conversation about how to protect what matters most to you and your family.